SSI, Social Security Benefits To Rise

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Social Security and Supplemental Security Income benefits will increase in 2025. (Disability Scoop)

Individuals with disabilities receiving Social Security and Supplemental Security Income benefits can expect to see more money next year.

The Social Security Administration said Thursday that monthly payments will increase by 2.5% in 2025.

The change is due to an annual automatic cost-of-living adjustment, or COLA, that’s tied to inflation.

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With the increase, SSI will pay a maximum federal benefit of $967 per month to individuals, up from $943 this year. Couples will top out at $1,450 per month as opposed to $1,415.

Actual payments could be higher because some states contribute extra.

“Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool,” said Martin O’Malley, commissioner of Social Security.

The nearly 7.5 million Americans who receive SSI payments, including many with disabilities, will see the new payment amounts take effect beginning Dec. 31, with Social Security following in January.

The agency indicated that it will start notifying beneficiaries of their new benefit amounts by mail in early December. The information will also be available online to individuals with an account on the Social Security website.

The notices will use a new simplified format that features plain language and provides exact dates and dollar amounts as well as details about any deductions all presented on one page, the Social Security Administration said.

Over the last decade, COLA has averaged 2.6%, but the past three years have seen much more significant growth in benefits — 3.2% this year, 8.7% in 2023 and 5.9% in 2022 — according to the agency.

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